Sr. Auto Claims Analyst

Job Purpose

The Senior Auto Claims Analyst is a senior individual contributor responsible for governing claim outcomes, coverage interpretation, and operational consistency for vehicle service contract programs and other ancillary products related to the auto industry. This role provides technical authority, analytical leadership, and escalation oversight to ensure claims are handled accurately, consistently, and in full compliance with contract terms, regulatory requirements, and internal controls.

Primary Job Responsibilities

Claims Governance & Technical Authority

• Serve as the technical authority for coverage interpretation, exception handling, and complex claim scenarios.
• Determine appropriate repair measures based on research, peer-to-peer examination, and job experience.
• Act as the final escalation point for high-risk, high-exposure, or precedent-setting claims.
• Establish and maintain adjudication standards, decision frameworks, and interpretation guidance to ensure consistency across teams.
• Ensure alignment between contract intent, regulatory requirements, and operational execution.

Offshore Adjudication Oversight & Quality Enablement

• Provide indirect oversight and technical direction to offshore claims adjudication teams.
• Conduct targeted case reviews, calibration sessions, and thematic deep dives to assess quality and consistency.
• Identify systemic gaps and drive corrective actions through training updates, documentation, or process enhancements.
• Support alignment between onshore expectations and offshore execution without direct people management.

• Data Analysis, Insights & Forecasting

• Analyze claims data to identify trends in frequency, severity, leakage, repair practices, and operational performance.
• Translate analytical findings into actionable recommendations that improve outcomes, controls, and efficiency.
• Support forecasting of claim volume, severity, and repair mix to inform planning and risk management.
• Partner with leadership, analytics, and finance teams to improve reporting and decision visibility.

• Repair Network Governance & Optimization

• Develop and monitor governance standards for client-owned repair facilities.
• Assess adherence to contractual requirements, repair practices, quality standards, and cost controls.
• Identify optimization opportunities related to cycle time, repair accuracy, cost containment, and customer experience.
• Escalate performance or compliance concerns and recommend corrective actions or operational enhancements.

• Compliance, Audit & Continuous Improvement

• Support internal audits, quality assurance reviews, and regulatory inquiries through expert analysis and documentation.
• Identify control weaknesses and contribute to sustainable remediation plans.
• Develop and maintain training materials, job aids, and knowledge resources that strengthen claims capability and consistency.
• Actively contribute to continuous improvement initiatives across claims, repair networks, and supporting processes.

Required Qualifications

• Bachelor’s degree, preferably in Engineering, Business Administration, Finance, Accounting, Risk Management or Insurance.
• 5+ years of experience in auto claims, extended warranties, or vehicle service contract administration.
• Demonstrated expertise in interpreting vehicle service contracts, exclusions, and endorsements.
• Strong understanding of automotive systems, repair diagnostics, labor guides, and repair facility workflows.
• Experience analyzing claims data and translating insights into operational or governance improvements.
• Familiarity with state regulatory requirements applicable to vehicle service contracts or insurance-adjacent products.
• Proven ability to influence outcomes across distributed or offshore teams without direct supervisory authority.

Core Competencies

• Analytical Judgment: Applies data, contract language, and risk assessment to complex decisions.
• Systems Thinking: Understands how claims, repair networks, controls, and customer outcomes intersect.
• Influence Without Authority: Leads through expertise, credibility, and collaboration.
• Attention to Detail: Ensures decisions and standards are accurate, defensible, and compliant.
• Clear Communication: Articulates complex decisions and insights effectively to diverse stakeholders.
• Continuous Improvement Mindset: Proactively identifies opportunities to strengthen outcomes and efficiency.

Any posted pay range considers a wide range of compensation factors, including candidate background, experience, and work location, while also allowing for salary growth within the position.

Helping People Thrive in a Connected World
Connect with us. Bring us your best work and your brightest ideas. And we’ll bring you a place where you can thrive. Learn more at jobs.assurant.com.

For U.S. benefit information, visit myassurantbenefits.com. For benefit information outside the U.S., please speak with your recruiter.

What’s the culture like at Assurant?
Our unique culture is a big reason why talented people choose Assurant. Named a Best/Great Place to Work in 13 countries and awarded the Fortune America’s Most Innovative Companies recognition in 2023, we bring together top talent around the world. Although we have a wide variety of skills and experiences, we share common characteristics that are uniquely Assurant. A passion for service. An ability to innovate in practical ways. And a willingness to take chances. We call our culture The Assurant Way.

Company Overview
Assurant is a leading global business services company that supports, protects, and connects major consumer purchases. A Fortune 500 company with a presence in 21 countries, Assurant supports the advancement of the connected world by partnering with the world’s leading brands to develop innovative solutions and deliver an enhanced customer experience through mobile device solutions, extended service contracts, vehicle protection services, renters insurance, lender-placed insurance products, and other specialty products.

Equal Opportunity Statement
Assurant is an Equal Employment Opportunity employer and does not use or consider race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other characteristic protected by federal, state, or local law in employment decisions.